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Recognition of a Customer’s Expectations of Privacy

We may be collecting from you certain nonpublic personal information – that is personally indentifiable financial information that you provided to us as a result of  a service we provided to you, or other wise obtained from you in the course of a financial transaction. It is our pledge to you to maintain and use this information in accordance with the principles outlined in this policy.

What information will you be collecting from me?

We collect nonpublic personal information about you from the following sources:

  1. Information  we receive from you on various forms, including loan applications. This may include your name, address, social security number, information about your income, accounts you hold, your occupation;
  2. Information relating to your transactions with us, or others, such as your account balances, payment history, and information about other parties to the transaction; and,
  3. Information we receive from outside sources, like consumer reporting agencies, such as you credit history, and companies providing account verifications and employment histories.

 Will you be sharing this information?

No, it is not our policy to share your nonpublic personal information with affiliates or nonaffiliates.We may, however, be sharing the information described above with affiliates and nonaffiliate third parties in connection with processing your request for credit . We may also disclose all of the information we collect from you with our private lender or lenders, who provide the founds for your loan, and to companies that administer and service your accounts on their behalf – such as hazard and flood insurance providers, credit reporting  agencies, and other parties required to service and enforce your loan. We may also disclose to companies or individuals who may acquire all or part of the rights under your Note.

Affiliates – We presently have no affiliates – that is, a company that controls, is controlled by, or under common control with us.

Nonaffiliated Third Parties – Nonpublic personal information may be shared with nonaffiliated third parties, such as those providing insurance services, title services, escrow services, appraisal services, credit reporting services, and auditing services in connection with processing your loan request with us.

Is my information protected?

Yes, it is. No person or persons have access to nonpublic personal information about you, except for our employees or nonaffiliated third parties who need to know the information to provide services or products, directly or indirectly, to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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    Current conditions for Buellton as of Thu, 24 Mar 2016 12:51 pm PDT



    High: 67° Low: 39°


    Feels like: 70 °F

    Barometer: 30.11 in and falling

    Humidity: 43%

    Visibility: 10 mi

    Dewpoint: 39 °F

    Wind: 3 mph

    Sunrise: 6:57 am

    Sunset: 7:15 pm

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