Work positive. There are no money problems. There are only attitude problems. A go-getter with the proper attitude cannot be denied.

Face your fear. You always find the best fishing holes in the place where the average fisherman is afraid to go.

Go utilitarian. Buy things for their usefulness rather than for their status.

Know value. Until you know value, everything is worthless. As soon as you know value, everything is valuable.

Be a giver. Develop a habit of giving things away.

Look past the trees. All opportunities are disguised as problems.

Gain material perspective. Learn to enjoy things without owning them.

Guard your impulses. Look with healthy skepticism at all “buy now, pay later” schemes.

Seek the good. Money is attracted to great ideas.

Know yourself. You are the wealth. The money that flows to you is just a by-product of your non-financial resources.

Be generous. If you can’t be generous when it’s hard, you won’t be when it’s easy.

See failure as feedback. Failure provides the opportunity to make adjustments necessary for future success.

Be a networker. A network saves legwork.

Be a time miser. Conserve time by managing activities carefully.

Develop routines. Routines bring results. A disorganized genius is no match for the average person with a daily routine.

Watch your habits. They are either your master or your slave.

Use common sense. The thing about common sense is that it is so uncommon. Common sense plus action equals power.

Keep perspective. Our altitude is determined more by our attitude than our aptitude.

Have you noticed? There are no wealth secrets!

We like what Zig Ziglar says: “Not the gold standard, but the God standard.” Check-out Matthew 6:33 and 1 Chronicles 4:10.